Motor insurance protects the insured against loss if the motor vehicle insured is involved in an accident, burnt, stolen and third party liability arising from use of the insured motor vehicle. The cover includes Political Violence and Terrorism.
Features
Accidental loss/damage, theft, fire, malicious damage, riots, strikes and civil commotion (which are not politically motivated), and motor third-party liabilities.
Product Benefits
- Comprehensive Motor Insurance Policy for your vehicle.
- Political Violence and Terrorism Cover at no extra cost for vehicles valued up to UGX. 50,000,000.
- FREE riveting and marking for clients who pay upfront, for vehicles valued at UGX. 15,000,000 and more.
- Waiver of Police Report for theft of parts and in case of minor accidents not involving third parties, however the insured should report the accident or theft to the Police Station and obtain a police reference number for our records.
- Towing of accidentally damaged vehicles shall be done through our service providers, subject to insured’s policy limits, the payment will be made by APA directly to the panel of towing companies.
- Choice of a Panel of Ten (10) garages. However, the client can use the garage of his own choice.
- Claim Payments made directly to the garages upon the customer’s confirmation of satisfactory repairs.
- Settlement within two (2) working days on completion of repairs in case the repair is done at a garage not in the panel.
- Medical expenses (arising out of an accident of the insured vehicle)for the driver, up to UGX. 2,000,000.
Major exclusions
- Theft by your own employees
- Consequential Losses e.g. loss of use
- Depreciation, wear and tear, mechanical and electrical breakdown
- Damage to tyres unless the vehicle is damaged as well.
- War and related perils
- Any driver driving under the influence of Alcohol or drugs